Professional closing is critical, we are the clear choice.
Closing Real Estate Transactions is our Business
Welcome to Paradise Professional Title, a title and closing company serving
Lee County including Cape Coral, Fort Myers, Lehigh Acres, and the surrounding
Paradise Professional Title, our reputation and success is dependent upon
friendly referrals from satisfied clients. Our goal is to earn your referral
confidence by providing you with accurate and timely services all delivered
at a pre-disclosed, fair and reasonable service charge.
* Title Insurance
* Title Search and Abstract
* Statewide Real Estate Closing and settlement
* Ownership and Encumbrance Searches
* Preparation of Documents: Subordinations, Affidavits, Satisfactions,
* Inspection Ordering: Surveys, Termite, Roof, Etc.
* Guidance to Attorneys in Resolving any Legal Title Issues
* Assistance with Mortgage Financing and Equity Lines.
* Information on Real Estate Taxes and Homestead Exemption
* Obtaining Hazard and Mortgagee Changes
* Continuous Communication with Clients!
* Able to Accept Closing Packages via E-mail
At Paradise Professional Title, your closing will be comfortable and easy
with new technologies that expedite the process. Despite the speed and ease
of closings, service will never suffer. You'll always be treated with professionalism
and respect. As
time moves on, many companies move further and further away from the customer
and are focused more on "quantity". One of our main goals is making
the customer happy. We know that if you have a positive experience, you
are more likely to use our services again and inform others about the experience
you had. This is how we've established the majority of our clientele. It
is not the "quantity", but the "quality" we are concerned
in mind, we would like to explain our Online Quote Form. This form is
a simple form to familiarize us with your needs. This form serves only
as a gateway for us to understand your situation and establish an estimate
before we contact you. There is no obligation and we provide this as a
courtesy to you.
are competitive and are based on the outstanding services we provide.
You will be happy with our services, guaranteed. Click
Here for a free personalized quote.
When you purchase a home, you are really purchasing the title to the property—which
is the right to occupy and use the space. That title may be contested
based upon past rights and claims asserted by others. These types of claims
can infringe upon your purchase of the property or cause you to lose money.
a title search?
A title search is a detailed examination of the historical records concerning
a property. These records include deeds, court records, property and name
indexes, and many other documents. The purpose of the search is to verify
the seller's right to transfer ownership, and to discover any claims,
defects and other rights or burdens on the property.
of problems can a title search reveal?
A title search can show a number of title defects and liens, as well as
other encumbrances and restrictions. Among these are unpaid taxes, unsatisfied
mortgages, judgments against the seller and restrictions limiting the
use of the land
any problems that a title search cannot reveal?
Yes. There are some “hidden hazards” that even the most diligent
title search may never reveal. For instance, the previous owner could
have incorrectly stated his or her marital status, resulting in a possible
claim by a legal spouse. Other “hidden hazards” include fraud
and forgery, defective deeds, mental incompetence, confusion due to similar
or identical names and clerical errors in the records. Click here for
a list of 70+ “hidden hazards”. These defects can arise after
you've purchased your home and can jeopardize your right to ownership.
“Title insurance” protects your right to ownership (see definition
Title insurance is your policy of protection against loss if any of these
problems—even a “hidden hazard”—results in a claim
against your ownership.
title insurance protect my investment if a claim should arise?
If a claim is made against your property, title insurance will, in accordance
with the terms of your policy, assure you of a legal defense—and
pay all court costs and related fees. Also, if the claim proves valid,
you will be reimbursed for your actual loss up to the face amount of the
does title insurance cost?
Probably a lot less than you think. Charges vary in different sections
of the country, but generally the cost of title insurance (including search,
examination and related services) amounts to about one percent or less
of the cost of the property. And unlike other insurance premiums, which
must be paid annually, a title insurance premium is paid one time only,
usually at settlement.
Closing, which is also known as “settlement” or “escrow,”
is the event where the title to a property is transferred from seller
to buyer. Closing is typically held in an office, such as that of an attorney,
title agent or title insurance company, and involves the completion of
all the necessary paperwork to finalize the agreement between buyer and
seller. In addition, all financial issues are settled at closing—closing
costs—and once the title is successfully transferred, the necessary
documents are prepared, signed, and filed with local authorities.
are closing costs?
Closing costs are all costs required to close the real estate transaction.
They can include (but are not limited to) surveying fees, property taxes,
title insurance, attorney fees, agent fees, points, loan origination fees,
primary mortgage insurance (PMI), and the balance of your down payment.
Prior to closing, you should review your final closing statement or HUD-1
Statement (whichever is in use) to ensure that all the calculations are
correct and that you have been given all the credit for deposits and other
agreed upon buyer and seller credits. Also recheck all lender, title,
and escrow fees to make sure they are accurate.
3409 Del Prado Blvd Ste 102
Cape Coral, FL 33904