What is a Title Search?
What is Title Insurance?
About the Closing

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When Professional closing is critical, we are the clear choice.

Closing Real Estate Transactions is our Business

Welcome to Paradise Professional Title, a title and closing company serving Lee County including Cape Coral, Fort Myers, Lehigh Acres, and the surrounding area.

At Paradise Professional Title, our reputation and success is dependent upon friendly referrals from satisfied clients. Our goal is to earn your referral confidence by providing you with accurate and timely services all delivered at a pre-disclosed, fair and reasonable service charge.

Our Services include:
* Title Insurance
* Title Search and Abstract
* Statewide Real Estate Closing and settlement
* Ownership and Encumbrance Searches
* Preparation of Documents: Subordinations, Affidavits, Satisfactions, Deeds
* Inspection Ordering: Surveys, Termite, Roof, Etc.
* Guidance to Attorneys in Resolving any Legal Title Issues
* Assistance with Mortgage Financing and Equity Lines.
* Information on Real Estate Taxes and Homestead Exemption
* Obtaining Hazard and Mortgagee Changes
* Continuous Communication with Clients!
* Able to Accept Closing Packages via E-mail

At Paradise Professional Title, your closing will be comfortable and easy with new technologies that expedite the process. Despite the speed and ease of closings, service will never suffer. You'll always be treated with professionalism and respect.
As time moves on, many companies move further and further away from the customer and are focused more on "quantity". One of our main goals is making the customer happy. We know that if you have a positive experience, you are more likely to use our services again and inform others about the experience you had. This is how we've established the majority of our clientele. It is not the "quantity", but the "quality" we are concerned about.

With this in mind, we would like to explain our Online Quote Form. This form is a simple form to familiarize us with your needs. This form serves only as a gateway for us to understand your situation and establish an estimate before we contact you. There is no obligation and we provide this as a courtesy to you.

Our fees are competitive and are based on the outstanding services we provide. You will be happy with our services, guaranteed. Click Here for a free personalized quote.

Title Search

What is a title?
When you purchase a home, you are really purchasing the title to the property—which is the right to occupy and use the space. That title may be contested based upon past rights and claims asserted by others. These types of claims can infringe upon your purchase of the property or cause you to lose money.

What is a title search?
A title search is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes, and many other documents. The purpose of the search is to verify the seller's right to transfer ownership, and to discover any claims, defects and other rights or burdens on the property.

What kinds of problems can a title search reveal?
A title search can show a number of title defects and liens, as well as other encumbrances and restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller and restrictions limiting the use of the land

Are there any problems that a title search cannot reveal?
Yes. There are some “hidden hazards” that even the most diligent title search may never reveal. For instance, the previous owner could have incorrectly stated his or her marital status, resulting in a possible claim by a legal spouse. Other “hidden hazards” include fraud and forgery, defective deeds, mental incompetence, confusion due to similar or identical names and clerical errors in the records. Click here for a list of 70+ “hidden hazards”. These defects can arise after you've purchased your home and can jeopardize your right to ownership. “Title insurance” protects your right to ownership (see definition below).




Title Insurance

What is title insurance?
Title insurance is your policy of protection against loss if any of these problems—even a “hidden hazard”—results in a claim against your ownership.

How does title insurance protect my investment if a claim should arise?
If a claim is made against your property, title insurance will, in accordance with the terms of your policy, assure you of a legal defense—and pay all court costs and related fees. Also, if the claim proves valid, you will be reimbursed for your actual loss up to the face amount of the policy.

How much does title insurance cost?
Probably a lot less than you think. Charges vary in different sections of the country, but generally the cost of title insurance (including search, examination and related services) amounts to about one percent or less of the cost of the property. And unlike other insurance premiums, which must be paid annually, a title insurance premium is paid one time only, usually at settlement.




The Closing

What is a closing?
Closing, which is also known as “settlement” or “escrow,” is the event where the title to a property is transferred from seller to buyer. Closing is typically held in an office, such as that of an attorney, title agent or title insurance company, and involves the completion of all the necessary paperwork to finalize the agreement between buyer and seller. In addition, all financial issues are settled at closing—closing costs—and once the title is successfully transferred, the necessary documents are prepared, signed, and filed with local authorities.

What are closing costs?
Closing costs are all costs required to close the real estate transaction. They can include (but are not limited to) surveying fees, property taxes, title insurance, attorney fees, agent fees, points, loan origination fees, primary mortgage insurance (PMI), and the balance of your down payment. Prior to closing, you should review your final closing statement or HUD-1 Statement (whichever is in use) to ensure that all the calculations are correct and that you have been given all the credit for deposits and other agreed upon buyer and seller credits. Also recheck all lender, title, and escrow fees to make sure they are accurate.



Our Location:

Paradise Professional Title
3409 Del Prado Blvd Ste 102
Cape Coral, FL 33904
Phone: 239-541-5555
Fax: 239-541-5556